If you don’t take out static caravan insurance and something happens to your home away from home, you risk being hugely out of pocket.
As most static caravans are left unoccupied most of the time, it is important to have insurance for any damage or theft that may occur whilst they are empty. Most policies will also provide cover for any accidents or damage that occurs whilst the caravan is occupied, although it is important to check the policy documentation to see what is covered, and who is covered – owners only, owners and family, paying guests etc.
Static Caravan cover levels vary depending on your choice of policy, but coverage is usually available for:
• Theft of the whole caravan
• Theft of belongings
• Theft of equipment, including gas canisters
• Flood damage
• Weather damage
• Awning damage
• Decking damage
• Other optional coverage is available
Each policy has different features and optional extras, so it is important to confirm that you have all the cover you need before buying.